France Pay 1.5.2

Regardless of your country of residence, you can obtain a French bank account with a French IBAN and a French card, provided that you have a French national identity card or passport.

The opening process for a France Pay bank account is straightforward and efficient, leveraging the expertise of Banque Populaire and Caisse d'Epargne (BPCE) in France. By opening an account, customers can enjoy a comprehensive range of banking features:

• A French account within a French bank
• A French IBAN
• A virtual card allowing for unlimited free payments in France
• An optional physical card for unlimited free withdrawals in France
• Instant funding options via your resident country's payment card
• SEPA transfers, both incoming and outgoing, completed within one business day or instantly
• A dedicated customer service team available at all times

Positioned as the bank for expatriates, France Pay offers more than just banking services, providing additional benefits:

• Access to Expat Pro experts
• Subscription to the site lesfrancais.press for up-to-date economic and political news
• A Skiptax account to exempt your purchases made in France from tax
• Insurance options for personal protection
• Support for your real estate projects in France

Opting for France Pay emphasizes security:

• Funds guaranteed by the Banque de France up to €100,000
• Accounts hosted by the BPCE group
• Automated identity verification during account opening
• Online payments secured with Visa's 3D Secure
• Reimbursement in cases of proven fraud
• A tax exemption solution approved by French customs
• Official partner of the Caisse des Français de l'étranger

Two plans are available to accommodate your particular needs:

1. The Classic Offer:
   • A limit up to €3,000
   • Card theft insurance
   • Customer service via messaging
   • Inclusive tax exemption
   • Subscription to Lesfrancais.press
2. The Premier Offer:
   • A limit up to €6,000
   • Travel and goods purchase insurance
   • Card theft insurance
   • Customer service via messaging and call (WhatsApp)
   • Inclusive tax exemption
   • Subscription to Lesfrancais.press

This online banking solution aims to meet the specific needs of expatriates, offering a French account for everyone, no matter where you live.

* Service available for all European passports but only in French. ** Some countries may not yet have access.